The finances of a household or an individual can be a considerable stress factor for the worker. Indeed, a concern about one’s financial situation can quickly turn into worries, dissatisfaction, anxiety, etc., affecting the motivation, productivity and efficiency of workers.

Consequences of financial stress


Financial stress can have consequences for both the physical and mental health of individuals. Indeed, it is said to predispose to anxiety, sleep disorders, musculoskeletal disorders (e.g. back pain), and suicidal urges.

These consequences for the individual have an impact on his or her work. Indeed, a worker who is anxious about his or her finances may suffer a loss of concentration, as well as a drop in performance and motivation. This strongly contributes to a decrease in individual productivity and the company’s productivity, which can generate considerable losses for the company.

Alleviating financial stress

Financial stress is often taboo because people may feel ashamed to have such problems or be in debt. Therefore, it is difficult to diagnose it but also to act on it.

Nevertheless, the company can put in place various action plan to provide its employees with advice on managing their finances better. This can be achieved through support strategies organised by middle managers or by providing financial advisors within the organisation who can be consulted at complete discretion.


The aim is to help employees in need and avoid over-indebtedness.